And We’re Back. Kind of.

Well, that was an adventure. After bring gone for over a week, we came home to a broken water line. It took three days, a well driller, a plumber, and an excavator to get things working again. That means I’ll be getting up to speed just as Christmas arrives. Except …

Is the Sun Setting on the CFPB?

Since 2011, the Consumer Financial Protection Bureau (CFPB) has been responsible for returning approximately $11.9 billion to 29 million consumers who were victimized by financial institutions. The CFPB has levied $600 million in civil monetary penalties. However, it looks like the future assessment or collection of penalties will be jeopardized …